Motorcycle Accident Follow-up
This week I met with Scott Cooper of the law firm Schmidt Kramer in Harrisburg to discuss my accident. One of my concerns was that my auto insurance policy states that I have a limited tort option. Scott informed me that since I was on a motorcycle that I have full tort options because the motorcycle is not considered a passenger vehicle. Scott was very friendly and cleared up many concerns that I had.
I have since delivered several pay stubs, photos of my motorcycle, a photo of my back injury, the estimate of repairs needed for the motorcycle, my health plan book, and signed off forms so that he can contact my family doctor, Hershey Medical Center, my insurance company, and my employer. Two things that I am still working on is an itemized list of the motorcycle gear I was wearing at the time of the accident with a replacement cost, and a follow up appointment with a specialist to look at my rib injury. Even though I was told nothing was broken, I continue to have pain in my ribs on my right side. This prevents me from lifting anything, pulling any doors open with my right hand, sleeping on my right side, and hurts like hell when I sneeze.
The crew at Velocity have been wonderful to deal with. They picked up my motorcycle at the scene of the accident, have gone over the motorcycle with a fine-tooth comb to make sure they identify all parts of the bike that need repaired, and have helped my itemize my list of gear and prices.
I have not heard anything from my insurance provider (Erie) except the day of the accident when they called me to inform me that they would not cover any of my medical expenses. How thoughtful and perfect timing of them. Nor have I heard from the other parties insurance company.